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$715,000

NEW ROOF INSTALLED APRIL 2026! Experience refined coastal living in Osprey Cove, the premier gated golf and waterfront community in St. Marys, Georgia. This exceptional Arthur Rutenberg custom home offers 3,219 square feet of beautifully designed single-level living with 4 bedrooms, 3 full baths, a private office, formal living and dining rooms, and a spacious family room. Designed with timeless elegance, the home showcases hardwood flooring, custom solid wood cabinetry, and plantation shutters throughout. Expansive windows and thoughtfully placed living spaces capture serene views of the 13th green while creating an inviting atmosphere for both everyday living and entertaining. The chef's kitchen is the heart of the home, featuring a large center island, natural gas 5-burner cooktop, double wall ovens, premium appliances, and a walk-in pantry. The open floor plan flows seamlessly into the family room, where two sets of hurricane-rated sliding glass doors frame picturesque golf course views beyond a natural wooded buffer. The luxurious primary suite is a peaceful retreat with private lanai access and beautiful golf course views. The primary ensuite offers a soaking tub, oversized walk-in shower, dual vanities, and two generous walk-in closets. The screened lanai is designed for year-round enjoyment, with multiple seating and entertaining areas, plus a vented exhaust system for outdoor grilling. The backyard is pre-wired for a future private pool, making it easy to create your own outdoor oasis. Additional highlights include a dedicated home office near the front entry, spacious secondary bedrooms and baths, a well-equipped laundry room with cabinetry and utility sink, and a 3-car garage with staircase access to a large floored attic for exceptional storage and convenient system access. Built for durability and peace of mind, the home features hurricane-rated cable construction from slab to roof for enhanced wind resistance and potential insurance savings, along with gutter leaf guards for low-maintenance living. Offering the perfect blend of luxury, functionality, and breathtaking golf course views, this remarkable home is ideal for entertaining, relaxing, and enjoying the exceptional lifestyle that Osprey Cove has to offer. Schedule your private showing today and discover everything this extraordinary home has to offer. BACK ON THE MARKET AT NO FAULT OF THE SELLER!

4 Beds ⋅ 3 Baths ⋅ 10611352 MLS

NEW ROOF INSTALLED APRIL 2026! Experience refined coastal living in Osprey Cove, the premier gated golf and waterfront community in St. Marys, Georgia. This exceptional Arthur Rutenberg custom home offers 3,219 square feet of beautifully designed single-level living with 4 bedrooms, 3 full baths, a private office, formal living and dining rooms, and a spacious family room. Designed with timeless elegance, the home showcases hardwood flooring, custom solid wood cabinetry, and plantation shutters throughout. Expansive windows and thoughtfully placed living spaces capture serene views of the 13th green while creating an inviting atmosphere for both everyday living and entertaining. The chef's kitchen is the heart of the home, featuring a large center island, natural gas 5-burner cooktop, double wall ovens, premium appliances, and a walk-in pantry. The open floor plan flows seamlessly into the family room, where two sets of hurricane-rated sliding glass doors frame picturesque golf course views beyond a natural wooded buffer. The luxurious primary suite is a peaceful retreat with private lanai access and beautiful golf course views. The primary ensuite offers a soaking tub, oversized walk-in shower, dual vanities, and two generous walk-in closets. The screened lanai is designed for year-round enjoyment, with multiple seating and entertaining areas, plus a vented exhaust system for outdoor grilling. The backyard is pre-wired for a future private pool, making it easy to create your own outdoor oasis. Additional highlights include a dedicated home office near the front entry, spacious secondary bedrooms and baths, a well-equipped laundry room with cabinetry and utility sink, and a 3-car garage with staircase access to a large floored attic for exceptional storage and convenient system access. Built for durability and peace of mind, the home features hurricane-rated cable construction from slab to roof for enhanced wind resistance and potential insurance savings, along with gutter leaf guards for low-maintenance living. Offering the perfect blend of luxury, functionality, and breathtaking golf course views, this remarkable home is ideal for entertaining, relaxing, and enjoying the exceptional lifestyle that Osprey Cove has to offer. Schedule your private showing today and discover everything this extraordinary home has to offer. BACK ON THE MARKET AT NO FAULT OF THE SELLER!

221 Osprey Circle, St. Marys

$35,000

Build your dream home inside Cumberland Harbour one of coastal Georgia's most prestigious and beautiful communities. This private community is gate guarded 24/7. This .34-acre lot is ideally located directly opposite the community amenities. Which include three pools, fitness center, tennis courts, pickleball courts, meeting room and day dock with kayak launch. RV-Boat storage is also available. Book an appointment to see this value for money homesite today.

10610218 MLS

Build your dream home inside Cumberland Harbour one of coastal Georgia's most prestigious and beautiful communities. This private community is gate guarded 24/7. This .34-acre lot is ideally located directly opposite the community amenities. Which include three pools, fitness center, tennis courts, pickleball courts, meeting room and day dock with kayak launch. RV-Boat storage is also available. Book an appointment to see this value for money homesite today.

308 Clubhouse Circle, St. Marys

$19,000

This lot is across the street from the pond so that no one will be building in front or disrupting your view. No time limit to build. This gated community has three pools, pickle ball courts, tennis courts, outdoor entertainment areas, fitness center, a day dock, fishing ponds, and a place to store your boat or camper. You must be accompanied by a licensed agent to enter community.

10587285 MLS

This lot is across the street from the pond so that no one will be building in front or disrupting your view. No time limit to build. This gated community has three pools, pickle ball courts, tennis courts, outdoor entertainment areas, fitness center, a day dock, fishing ponds, and a place to store your boat or camper. You must be accompanied by a licensed agent to enter community.

207 Galley Lane, St. Marys

$48,000

Quaint and quiet waterfront community? CHECK! Low-country coastal neighborhood? CHECK! So many amenities that you scarcely need to leave the neighborhood? CHECK! You finally found it! Welcome to Cumberland Harbor! This homesite is prefect for those looking for a little extra privacy. It is situated on a corner in a small cul-de-sac with a limited number of homes. Depending on your home design, you have multiple options in terms of entry points to the garage and overall design layout. The property has many trees and a nice 50-foot buffer in the rear, adding to its privacy. The location is also prime because it is an easy walk to a long list of amenities covered under your low POA fee. And the current owner will pay for the first 12-months of POA fees for the new buyer! All of these amenities will be free for the first year. These include the swimming pools, tennis courts, pickleball courts, fitness center, multiple playgrounds and parks. The property also has access to South Point Park for fishing or watching the sunrise over Cumberland Island. You can also enjoy miles of nature trails, a community dock with a kayak launch, take a short boat ride to Cumberland Island or the Fernandina marina. This community has all the beauty and privacy you desire yet less than forty-five minutes to the Jacksonville International Airport or city shopping. Cumberland Harbour has remained true to the low-country Southern home style with front porches for sweet tea and moss-draped live oaks for plenty of summer shade. The current owner had a lovely home designed for this site and are willing to share its complete plans with a new owner. Alternatively, you can work with one of the twelve approved custom home builders to create your own slice of heaven. These designs must be submitted and approved by the Design Review Board. As part of our services, we can help you work together with one of the approved builders to prepare the proper design. As always, all home plans must be reviewed and approved by the design review board. Schedule your tour of Cumberland Harbour and this beautiful building site today.

10582825 MLS

Quaint and quiet waterfront community? CHECK! Low-country coastal neighborhood? CHECK! So many amenities that you scarcely need to leave the neighborhood? CHECK! You finally found it! Welcome to Cumberland Harbor! This homesite is prefect for those looking for a little extra privacy. It is situated on a corner in a small cul-de-sac with a limited number of homes. Depending on your home design, you have multiple options in terms of entry points to the garage and overall design layout. The property has many trees and a nice 50-foot buffer in the rear, adding to its privacy. The location is also prime because it is an easy walk to a long list of amenities covered under your low POA fee. And the current owner will pay for the first 12-months of POA fees for the new buyer! All of these amenities will be free for the first year. These include the swimming pools, tennis courts, pickleball courts, fitness center, multiple playgrounds and parks. The property also has access to South Point Park for fishing or watching the sunrise over Cumberland Island. You can also enjoy miles of nature trails, a community dock with a kayak launch, take a short boat ride to Cumberland Island or the Fernandina marina. This community has all the beauty and privacy you desire yet less than forty-five minutes to the Jacksonville International Airport or city shopping. Cumberland Harbour has remained true to the low-country Southern home style with front porches for sweet tea and moss-draped live oaks for plenty of summer shade. The current owner had a lovely home designed for this site and are willing to share its complete plans with a new owner. Alternatively, you can work with one of the twelve approved custom home builders to create your own slice of heaven. These designs must be submitted and approved by the Design Review Board. As part of our services, we can help you work together with one of the approved builders to prepare the proper design. As always, all home plans must be reviewed and approved by the design review board. Schedule your tour of Cumberland Harbour and this beautiful building site today.

100 Amberjack Loop, St. Marys

$49,500

Purchase this 0.48-acre homesite with a wooded backdrop for added privacy, located in Osprey Cove, a premier gated golf community in historic St. Mary's, Georgia. One of the few remaining lots available, this property offers a rare opportunity to build your dream home in an established, high-value neighborhood with mature shade trees and lush landscaping. Enjoy access to top-tier amenities with various membership options, including a Mark McCumber-designed 18-hole golf course, fine dining at the Clubhouse, casual food and drinks at the Tiki Hut, a Jr. Olympic-sized pool, tennis courts, fitness center, trails, and a day dock and boat ramp with direct access to the St. Mary's River. The community also features 24/7 gated security and offers the flexibility to build now or later, with a selection of high-quality builders available when you're ready. Osprey Cove delivers the best of coastal living, with convenient access to Jacksonville International Airport, top-rated shopping and dining, and world-class healthcare. Just minutes from Kings Bay Naval Submarine Base and a short drive to the Golden Isles of Jekyll and St. Simons.

10582466 MLS

Purchase this 0.48-acre homesite with a wooded backdrop for added privacy, located in Osprey Cove, a premier gated golf community in historic St. Mary's, Georgia. One of the few remaining lots available, this property offers a rare opportunity to build your dream home in an established, high-value neighborhood with mature shade trees and lush landscaping. Enjoy access to top-tier amenities with various membership options, including a Mark McCumber-designed 18-hole golf course, fine dining at the Clubhouse, casual food and drinks at the Tiki Hut, a Jr. Olympic-sized pool, tennis courts, fitness center, trails, and a day dock and boat ramp with direct access to the St. Mary's River. The community also features 24/7 gated security and offers the flexibility to build now or later, with a selection of high-quality builders available when you're ready. Osprey Cove delivers the best of coastal living, with convenient access to Jacksonville International Airport, top-rated shopping and dining, and world-class healthcare. Just minutes from Kings Bay Naval Submarine Base and a short drive to the Golden Isles of Jekyll and St. Simons.

322 Nutgall Drive, St. Marys

$29,900

Discover this beautiful buildable lot sitting on a quiet street. This homesite is in one of south Georgia's premier gated communities. This lot offers peaceful views and access to top-tier amenities, making it an ideal location for your custom-built home. Cumberland Harbour provides a perfect blend of natural beauty and resort-style living. Enjoy the tranquility of this buildable lot while being part of a thriving coastal community with outstanding community features like: Deepwater access from the Community Dock to the St. Marys River, Intracoastal Waterway, and the Atlantic Ocean, 24/7 gated security, amenities including 3 pools, tennis and pickleball courts, basketball courts and walking trails close to historic downtown St. Marys, with ferry access to Cumberland Island. Build your coastal dream home in Cumberland Harbour and experience the best of coastal living. Gated Community with restricted access. Showings require advanced notice, interested parties must be accompanied by a licensed real estate salesperson.

10565325 MLS

Discover this beautiful buildable lot sitting on a quiet street. This homesite is in one of south Georgia's premier gated communities. This lot offers peaceful views and access to top-tier amenities, making it an ideal location for your custom-built home. Cumberland Harbour provides a perfect blend of natural beauty and resort-style living. Enjoy the tranquility of this buildable lot while being part of a thriving coastal community with outstanding community features like: Deepwater access from the Community Dock to the St. Marys River, Intracoastal Waterway, and the Atlantic Ocean, 24/7 gated security, amenities including 3 pools, tennis and pickleball courts, basketball courts and walking trails close to historic downtown St. Marys, with ferry access to Cumberland Island. Build your coastal dream home in Cumberland Harbour and experience the best of coastal living. Gated Community with restricted access. Showings require advanced notice, interested parties must be accompanied by a licensed real estate salesperson.

Charleston Way, St. Marys

$149,900

Cumberland Harbour Marshfront Living! Seize the opportunity to own a premium homesite as there is limited availability in the marshfront homesites. This is a great opportunity to build your coastal low country home that offers expansive views with stunning sunsets that looks out to the North River. Cumberland Harbour Community features tennis courts, pickle ball, RV parking and boat storage, three swimming pools,fitness center, covered pavillion for events, playgrounds, parks, 24 hour manned gated entrance, walking trails, day dock and so much more. Come today to explore this coastal community, that offers fantastic amenities and nature oriented lifestyle. Don't let this opportunity pass you by! Call today for your tour.

10559544 MLS

Cumberland Harbour Marshfront Living! Seize the opportunity to own a premium homesite as there is limited availability in the marshfront homesites. This is a great opportunity to build your coastal low country home that offers expansive views with stunning sunsets that looks out to the North River. Cumberland Harbour Community features tennis courts, pickle ball, RV parking and boat storage, three swimming pools,fitness center, covered pavillion for events, playgrounds, parks, 24 hour manned gated entrance, walking trails, day dock and so much more. Come today to explore this coastal community, that offers fantastic amenities and nature oriented lifestyle. Don't let this opportunity pass you by! Call today for your tour.

205 Becket Road, St. Marys

$39,000

Call the waterfront, custom-home community of Cumberland Harbour your new home! This beautiful corner lot has lots of trees to keep your new home shady. Cumberland Harbour is a private and gated community that was designed with nature in mind. It boasts an abundance of mature trees, miles of treed walking paths and a waterfront park for fishing or picnicking. Enjoy the swimming pools, clubhouse, fitness center, tennis/pickleball courts, parks, playgrounds and much more. This homesite has approximately .29 acres. Your coastal lifestyle begins here! Cumberland Harbour amenities also include boat & RV storage, lakes, and 24-hour security. The homes and home-sites are designed to maintain a southern style, surrounded by beautiful live oak and foliage. This community offers end of the road privacy and views of Cumberland Island and Fernandina Beach, yet is approximately 45 minutes to Jacksonville International airport and city shopping. Come check out this one-of-a-kind community and imagine your new custom coastal home today!

10506930 MLS

Call the waterfront, custom-home community of Cumberland Harbour your new home! This beautiful corner lot has lots of trees to keep your new home shady. Cumberland Harbour is a private and gated community that was designed with nature in mind. It boasts an abundance of mature trees, miles of treed walking paths and a waterfront park for fishing or picnicking. Enjoy the swimming pools, clubhouse, fitness center, tennis/pickleball courts, parks, playgrounds and much more. This homesite has approximately .29 acres. Your coastal lifestyle begins here! Cumberland Harbour amenities also include boat & RV storage, lakes, and 24-hour security. The homes and home-sites are designed to maintain a southern style, surrounded by beautiful live oak and foliage. This community offers end of the road privacy and views of Cumberland Island and Fernandina Beach, yet is approximately 45 minutes to Jacksonville International airport and city shopping. Come check out this one-of-a-kind community and imagine your new custom coastal home today!

V/L 902, 0 Teather Drive, St. Marys

$36,000

Welcome to Homesite 183 in gated Cumberland Harbour. Great location with a quick walk to the day dock for your catch of the day or head south to relax pool-side. Jetty Place is a young Live Oak tree-lined street, and this well-shaped lot just right to build your new custom home. Pictured is a great home plan, perfect inspiration for you to make your own. This homesite is located conveniently between the community day dock and the center amenity area. Here you can visit with friends, take a dip in the heated pool, play a little Pickle-ball, or spend time in the fitness center. The neighborhood has 2 waterfront parks where there are spectacular views of the inter-coastal waterways, Cumberland National Seashore, and dolphins feeding up the shoreline. Don't miss seeing this newly listed homesite, come schedule your tour today!

10435103 MLS

Welcome to Homesite 183 in gated Cumberland Harbour. Great location with a quick walk to the day dock for your catch of the day or head south to relax pool-side. Jetty Place is a young Live Oak tree-lined street, and this well-shaped lot just right to build your new custom home. Pictured is a great home plan, perfect inspiration for you to make your own. This homesite is located conveniently between the community day dock and the center amenity area. Here you can visit with friends, take a dip in the heated pool, play a little Pickle-ball, or spend time in the fitness center. The neighborhood has 2 waterfront parks where there are spectacular views of the inter-coastal waterways, Cumberland National Seashore, and dolphins feeding up the shoreline. Don't miss seeing this newly listed homesite, come schedule your tour today!

Jetty Place, St. Marys

$195,000

Beautiful Marsh/Deep Water Lot on Point Peter Creek. Located in the gated community of Cumberland Harbour with 24/7 gate guard, manicured common areas, amenities include pools, tennis courts, pickle ball courts, fitness center, day dock, playground, stocked lakes, bike trails, parks. A wonderful place to build your home. There is NO TIME LIMIT to Build.

10372632 MLS

Beautiful Marsh/Deep Water Lot on Point Peter Creek. Located in the gated community of Cumberland Harbour with 24/7 gate guard, manicured common areas, amenities include pools, tennis courts, pickle ball courts, fitness center, day dock, playground, stocked lakes, bike trails, parks. A wonderful place to build your home. There is NO TIME LIMIT to Build.

211 Overlook Lane, St. Marys